The Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a government healthcare scheme in India launched by the Government of India in September 2018. The primary goal of this scheme is to provide financial protection to vulnerable and economically disadvantaged families by offering them access to quality healthcare services.
The Ayushman bharat yojana, offers cashless healthcare benefits of upto Rs.5 lakhs per eligible family per year at empanelled hospitals and healthcare providers across the country.as one of the most significant healthcare schemes on a global scale,it aims to cover approximately 50 crore people in India.
The PMJAY Scheme offers an range of healthcare services.They include diagnostic tests, doctor consultations and treatment for a Variety of diseases.It also covers secondary and tertiary hospitalisation expenses. Also, Intensive Care Unit (ICU) charges and other related medical expenses.
What is Ayushman Card ?
The national heathy authority issues the Ayushman Card, which is also known as ABHA Health Card. You get Access to a network of public and private hospitals across India.You can use this card to avail cashless treatment and hospitalisation at these network hospitals.
Benefits of Ayushman Bharat Card
The Ayushman Bharat card, officially known as the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) Golden Card, provides several significant benefits to eligible beneficiaries. Here are the key benefits of the Ayushman Bharat card:
- Financial Protection: The primary benefit of the Ayushman Bharat card is financial protection. It offers insurance coverage for specified medical treatments and hospitalization expenses, reducing the financial burden on eligible families.
- Cashless Healthcare: With the Ayushman Bharat card, beneficiaries can access cashless healthcare services at empaneled hospitals and healthcare facilities. They do not need to make upfront payments for eligible treatments and services.
- Coverage for a Wide Range of Treatments: Ayushman Bharat covers a broad spectrum of medical treatments, including surgeries, hospitalization, diagnostic tests, medications, and post-hospitalization care. This coverage is crucial in providing comprehensive healthcare support.
- Coverage for the Whole Family: The Ayushman Bharat card typically offers coverage on a family floater basis. This means that all eligible family members can benefit from the coverage provided by a single card.
- Portability: One of the notable advantages of the Ayushman Bharat program is the portability of benefits. Beneficiaries can access healthcare services at any empaneled hospital or healthcare facility across India. This feature is particularly helpful when beneficiaries are away from their home state.
- No Age Limit: Ayushman Bharat has no age limit for beneficiaries, which means that both children and senior citizens can benefit from the program’s coverage.
- No Cap on Family Size: There is typically no cap on the number of family members covered under the Ayushman Bharat card. As long as they meet the eligibility criteria, all eligible family members can be included.
- Digital Services: Some states offer digital services, including the ability to download an electronic version (e-Ayushman card) from the official Ayushman Bharat portal. This makes it easy to carry and access your card digitally.
- Access to Quality Healthcare: The Ayushman Bharat program encourages beneficiaries to seek treatment at empaneled hospitals, ensuring access to quality healthcare services.
- Reduced Out-of-Pocket Expenses: By covering medical expenses, Ayushman Bharat helps reduce out-of-pocket healthcare expenses, which can be a significant relief for low-income families.
- Universal Health Coverage: Ayushman Bharat aims to provide universal health coverage and improve access to healthcare services, especially for economically vulnerable sections of society.
- Following Instructions can be used by the Applicants to Apply Online Ayushman Bharat Card 2023 @ pmjay.gov.in.
- Visit the above mentioned portal and click on Create ABHA Card.
- Enter the Aadhar Card Number and then enter the OTP.
- Now proceed for the application form and enter the details.
- Upload Documents and Certificates to complete the registration.
- Submit the application and wait for approval from authorities.
Ayushman Card Apply Online 2024
Download Ayushman Card Online
You can Download Ayushman Bharat Card 2024 @ pmjay.gov.in using the Following steps.
- Visit pmjay.gov.in and click on Download Ayushman Card button.
- Enter the Aadhar Card Number and then OTP to move ahead.
- Check the Digital Copy of your Ayushman Card and then download it.
- Take a print out and use it for availing cashless treatment in the empanelled hospitals.
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